Future Value Calculator
What money today is worth later.
Enter your values
Results update instantly as you type — no submit needed.
Results
- Future value
- $123,578.16
- Total contributed
- $64,000.00
- Growth
- $59,578.16
- Growth share
- 48.21%
Quick answer
Future value compounds a present sum forward, adding the growth of any regular contributions along the way.
FV = PV(1+r)^n + PMT × ((1+r)^n − 1)/r
How to use the Future Value Calculator
- 1Enter the amount you have today.
- 2Add any monthly contributions.
- 3Set the expected return and time horizon.
Frequently asked questions
What return should I assume?
6–8% nominal for a diversified equity portfolio over long periods.
Does this account for inflation?
No — subtract about 3% from your rate for a real (inflation-adjusted) figure.