Vehicle Depreciation Schedule Calculator
Year-by-year value and cost of ownership.
Enter your values
Enter the purchase price in $.
Enter the annual depreciation in %.
Enter the years to project in yr.
Enter the annual mileage in mi.
Results update instantly as you type — no submit needed. Your values are remembered on this device, and the shareable link reopens the calculator with exactly these numbers.
- Value after 5 years
- $15,529.69
- Total depreciation
- $19,470.31
- Average per year
- $3,894.06
- Depreciation per mile
- $0.32
- Retained value
- 44.4%
| Year | Value | Lost that year |
|---|---|---|
| Year 1 | $29,750.00 | $5,250.00 |
| Year 2 | $25,287.50 | $4,462.50 |
| Year 3 | $21,494.37 | $3,793.13 |
| Year 4 | $18,270.22 | $3,224.16 |
| Year 5 | $15,529.69 | $2,740.53 |
Quick answer
Cars lose value on a declining-balance basis: value = price × (1 − rate)^years, with the steepest drop in the first year.
Value = price × (1 − rate)^years
At a glance
| What it does | Year-by-year value and cost of ownership. |
|---|---|
| Category | Auto |
| Inputs needed | Purchase price, Annual depreciation, Years to project, Annual mileage |
| Main output | Value after 5 years |
| Formula | Value = price × (1 − rate)^years |
| Cost | Free — no sign-up, no download |
How to use the Vehicle Depreciation Schedule Calculator
- 1Enter what you paid, on the road.
- 2Set an annual depreciation rate — 15–20% is typical, 10% for slow-depreciating models.
- 3Add annual mileage to see depreciation per mile.
Inputs explained
- Purchase price($)
- Enter the purchase price in $.
- Annual depreciation(%)
- Enter the annual depreciation in %.
- Years to project(yr)
- Enter the years to project in yr.
- Annual mileage(mi)
- Enter the annual mileage in mi.
Worked example
Using the values the calculator loads with:
Inputs
- Purchase price35000 $
- Annual depreciation15 %
- Years to project5 yr
- Annual mileage12000 mi
Results
- Value after 5 years$15,529.69
- Total depreciation$19,470.31
- Average per year$3,894.06
- Depreciation per mile$0.32
- Retained value44.4%
Frequently asked questions
How fast do new cars depreciate?
Most lose 20–25% in the first year and around 15% a year after that, so a typical car is worth 40–50% of its price after five years.
Which cars hold value best?
Trucks, hybrids and models with limited supply hold value best; luxury sedans and EVs with fast-moving technology tend to depreciate hardest.
What do I need to enter into the Vehicle Depreciation Schedule Calculator?
Just 4 values: purchase price, annual depreciation, years to project, annual mileage. Every field starts with a realistic example, so you can change one number at a time and watch the result update instantly.
How does the Vehicle Depreciation Schedule Calculator work out the answer?
Cars lose value on a declining-balance basis: value = price × (1 − rate)^years, with the steepest drop in the first year. It applies the formula Value = price × (1 − rate)^years and shows the working so you can check each step by hand.
Is the Vehicle Depreciation Schedule Calculator free, and do I need an account?
It is completely free with no sign-up, no download and no usage limit. Everything is calculated in your browser, so the numbers you type never leave your device.
Results are estimates for general information. For medical, legal, structural or financial decisions, confirm with a qualified professional.