Business Loan Calculator
Repayments and cost of a business loan.
Enter your values
Results update instantly as you type — no submit needed.
Results
- Monthly payment
- $1,634.40
- Total interest
- $37,289.45
- Origination fee
- $2,000.00
- Total cost of borrowing
- $39,289.45
- Cash received
- $98,000.00
Quick answer
A business loan payment depends on the amount, rate and term; fees and daily-repayment structures can raise the effective cost sharply.
How to use the Business Loan Calculator
- 1Enter the amount you need.
- 2Add the quoted rate and term.
- 3Include the origination fee percentage.
Frequently asked questions
What rate should I expect?
Bank and SBA loans run roughly 7–12%; online lenders can be far higher.
Is a shorter term better?
It costs less interest but strains cash flow — match the term to the asset's life.