Closing Cost Calculator
Estimate cash needed to close on a home.
Enter your values
Results update instantly as you type — no submit needed.
Results
- Total cash to close
- $95,500.00
- Down payment
- $80,000.00
- Closing costs
- $12,000.00
- Prepaids and escrow
- $3,500.00
- Loan amount
- $320,000.00
Quick answer
Buyer closing costs typically run 2–5% of the purchase price on top of the down payment.
How to use the Closing Cost Calculator
- 1Enter the purchase price.
- 2Enter your down payment percentage.
- 3Adjust the closing cost rate for your state.
Frequently asked questions
Can closing costs be rolled into the loan?
Sometimes, through lender credits at a slightly higher interest rate.
Who pays what?
Buyers pay lender and title fees; sellers usually pay agent commission.