Dividend Reinvestment Calculator
Project a DRIP portfolio with growth and reinvested income.
Enter your values
Enter the starting investment in $.
Enter the dividend yield in %.
Enter the price growth in %/yr.
Enter the dividend growth in %/yr.
Enter the years you are working with.
Enter the added yearly in $.
Results update instantly as you type — no submit needed. Your values are remembered on this device, and the shareable link reopens the calculator with exactly these numbers.
- Portfolio value
- $304,327.54
- Total dividends reinvested
- $93,614.36
- Final annual dividend income
- $11,536.85
- Total contributed
- $85,000.00
Quick answer
Reinvested dividends buy more shares, which pay more dividends — the core of dividend compounding.
value = principal x (1 + price growth + yield)^years
At a glance
| What it does | Project a DRIP portfolio with growth and reinvested income. |
|---|---|
| Category | Finance |
| Inputs needed | Starting investment, Dividend yield, Price growth, Dividend growth, Years, Added yearly |
| Main output | Portfolio value |
| Formula | value = principal x (1 + price growth + yield)^years |
| Cost | Free — no sign-up, no download |
How to use the Dividend Reinvestment Calculator
- 1Enter your starting amount and any yearly contributions.
- 2Set the dividend yield, price growth and dividend growth rates.
- 3Compare final income against your retirement spending need.
Inputs explained
- Starting investment($)
- Enter the starting investment in $.
- Dividend yield(%)
- Enter the dividend yield in %.
- Price growth(%/yr)
- Enter the price growth in %/yr.
- Dividend growth(%/yr)
- Enter the dividend growth in %/yr.
- Years
- Enter the years you are working with.
- Added yearly($)
- Enter the added yearly in $.
Worked example
Using the values the calculator loads with:
Inputs
- Starting investment25000 $
- Dividend yield3.5 %
- Price growth5 %/yr
- Dividend growth6 %/yr
- Years20
- Added yearly3000 $
Results
- Portfolio value$304,327.54
- Total dividends reinvested$93,614.36
- Final annual dividend income$11,536.85
- Total contributed$85,000.00
Frequently asked questions
Are dividends taxed in a DRIP?
In a taxable account yes, even when reinvested; tax-advantaged accounts defer it.
Is high yield better?
Not always — very high yields often signal risk. Total return matters more.
What do I need to enter into the Dividend Reinvestment Calculator?
Just 6 values: starting investment, dividend yield, price growth, dividend growth, years, added yearly. Every field starts with a realistic example, so you can change one number at a time and watch the result update instantly.
How does the Dividend Reinvestment Calculator work out the answer?
Reinvested dividends buy more shares, which pay more dividends — the core of dividend compounding. It applies the formula value = principal x (1 + price growth + yield)^years and shows the working so you can check each step by hand.
Is the Dividend Reinvestment Calculator free, and do I need an account?
It is completely free with no sign-up, no download and no usage limit. Everything is calculated in your browser, so the numbers you type never leave your device.
Results are estimates for general information. For medical, legal, structural or financial decisions, confirm with a qualified professional.