Options Profit Calculator
Payoff and break-even for a long call or put.
Enter your values
Choose one of: Long call, Long put.
Enter the strike price in $.
Enter the premium per share in $.
Enter the price at expiry in $.
Enter the contracts you are working with.
Results update instantly as you type — no submit needed. Your values are remembered on this device, and the shareable link reopens the calculator with exactly these numbers.
- Profit / loss
- $850.00
- Break-even price
- $103.50
- Total premium paid
- $350.00
- Return on premium
- 242.86%
Working
- 1intrinsic $12.00 - premium $3.50 = $8.50 per share
Quick answer
A long call profits above strike plus premium; a long put profits below strike minus premium.
call P/L = (spot - strike - premium) x 100 x contracts
At a glance
| What it does | Payoff and break-even for a long call or put. |
|---|---|
| Category | Finance |
| Inputs needed | Option type, Strike price, Premium per share, Price at expiry, Contracts |
| Main output | Profit / loss |
| Formula | call P/L = (spot - strike - premium) x 100 x contracts |
| Cost | Free — no sign-up, no download |
How to use the Options Profit Calculator
- 1Choose call or put and enter the strike.
- 2Enter the premium per share you paid.
- 3Set the expiry price you want to test.
Inputs explained
- Option type
- Choose one of: Long call, Long put.
- Strike price($)
- Enter the strike price in $.
- Premium per share($)
- Enter the premium per share in $.
- Price at expiry($)
- Enter the price at expiry in $.
- Contracts
- Enter the contracts you are working with.
Worked example
Using the values the calculator loads with:
Inputs
- Option typeLong call
- Strike price100 $
- Premium per share3.5 $
- Price at expiry112 $
- Contracts1
Results
- Profit / loss$850.00
- Break-even price$103.50
- Total premium paid$350.00
- Return on premium242.86%
- intrinsic $12.00 - premium $3.50 = $8.50 per share
Frequently asked questions
What is the maximum loss?
For a long option it is the premium paid, nothing more.
Does this include time value?
No — it shows the value at expiry, when time value is zero.
What do I need to enter into the Options Profit Calculator?
Just 5 values: option type, strike price, premium per share, price at expiry, contracts. Every field starts with a realistic example, so you can change one number at a time and watch the result update instantly.
How does the Options Profit Calculator work out the answer?
A long call profits above strike plus premium; a long put profits below strike minus premium. It applies the formula call P/L = (spot - strike - premium) x 100 x contracts and shows the working so you can check each step by hand.
Is the Options Profit Calculator free, and do I need an account?
It is completely free with no sign-up, no download and no usage limit. Everything is calculated in your browser, so the numbers you type never leave your device.
Results are estimates for general information. For medical, legal, structural or financial decisions, confirm with a qualified professional.