Portfolio Rebalance Calculator
Buy/sell amounts to return to your target mix.
Enter your values
Enter the stocks value in $.
Enter the bonds value in $.
Enter the cash value in $.
Enter the target stocks in %.
Enter the target bonds in %.
Results update instantly as you type — no submit needed. Your values are remembered on this device, and the shareable link reopens the calculator with exactly these numbers.
- Stocks
- Sell $2,000.00 (now 72%)
- Bonds
- Buy $7,000.00
- Cash
- Sell $5,000.00
- Portfolio total
- $100,000.00
Quick answer
Rebalancing sells what has grown past target and buys what has lagged, restoring your intended risk level.
trade = target% x total - current value
At a glance
| What it does | Buy/sell amounts to return to your target mix. |
|---|---|
| Category | Finance |
| Inputs needed | Stocks value, Bonds value, Cash value, Target stocks, Target bonds |
| Main output | Stocks |
| Formula | trade = target% x total - current value |
| Cost | Free — no sign-up, no download |
How to use the Portfolio Rebalance Calculator
- 1Enter the current value of each sleeve.
- 2Set your target percentages; cash takes the remainder.
- 3Rebalance with new contributions first to avoid taxable sales.
Inputs explained
- Stocks value($)
- Enter the stocks value in $.
- Bonds value($)
- Enter the bonds value in $.
- Cash value($)
- Enter the cash value in $.
- Target stocks(%)
- Enter the target stocks in %.
- Target bonds(%)
- Enter the target bonds in %.
Worked example
Using the values the calculator loads with:
Inputs
- Stocks value72000 $
- Bonds value18000 $
- Cash value10000 $
- Target stocks70 %
- Target bonds25 %
Results
- StocksSell $2,000.00 (now 72%)
- BondsBuy $7,000.00
- CashSell $5,000.00
- Portfolio total$100,000.00
Frequently asked questions
How often should I rebalance?
Annually, or whenever a sleeve drifts more than five percentage points from target.
Does rebalancing boost returns?
Its main job is controlling risk; the return effect is small and inconsistent.
What do I need to enter into the Portfolio Rebalance Calculator?
Just 5 values: stocks value, bonds value, cash value, target stocks, target bonds. Every field starts with a realistic example, so you can change one number at a time and watch the result update instantly.
How does the Portfolio Rebalance Calculator work out the answer?
Rebalancing sells what has grown past target and buys what has lagged, restoring your intended risk level. It applies the formula trade = target% x total - current value and shows the working so you can check each step by hand.
Is the Portfolio Rebalance Calculator free, and do I need an account?
It is completely free with no sign-up, no download and no usage limit. Everything is calculated in your browser, so the numbers you type never leave your device.
Results are estimates for general information. For medical, legal, structural or financial decisions, confirm with a qualified professional.