Student Budget Calculator
Monthly surplus or shortfall while studying.
Enter your values
Results update instantly as you type — no submit needed.
Results
- Monthly surplus
- $420
- Monthly income
- $1450
- Monthly expenses
- $1030
- Rent share of income
- 44.8%
Quick answer
A student budget works when income from loans, work and support exceeds monthly living costs.
Surplus = income − expenses
How to use the Student Budget Calculator
- 1Enter your loan amount and how many terms you receive it.
- 2Add job income and family support.
- 3Enter rent and other monthly living costs.
Frequently asked questions
What rent share is safe?
Keep rent under 40% of student income if you can.
Should I budget for term time only?
Spread termly loan payments across 12 months to avoid summer gaps.