Finance

Tax Refund Calculator

Estimate your refund or amount owed.

Enter your values

Results update instantly as you type — no submit needed.

Results
Estimated refund
$2,258.00
Taxable income
$53,400.00
Estimated tax liability
$6,942.00
Tax withheld
$9,200.00
Effective tax rate
10.21%

Quick answer

Your refund is the amount withheld during the year minus your actual tax liability after deductions and credits.

Refund = Withheld − (Taxable income × Rate) + Credits

How to use the Tax Refund Calculator

  1. 1Enter gross income for the year.
  2. 2Enter your deduction and estimated average rate.
  3. 3Enter total tax withheld from your payslips.

Frequently asked questions

Is a big refund good?

It means you overpaid all year — adjusting withholding puts that money in your pocket sooner.

Are credits better than deductions?

Yes, credits reduce tax dollar for dollar; deductions only reduce taxable income.