Education

Dorm vs Apartment Calculator

Compare on-campus and off-campus living.

Enter your values

Results update instantly as you type — no submit needed.

Results
Cheaper option
Off campus
On-campus total
$15,700
Off-campus total
$13,920
Annual difference
$1,780

Quick answer

Off-campus living beats a dorm only when rent, utilities, food and commuting stay below the housing plan price.

Off campus = (rent + bills + food + travel) × months

How to use the Dorm vs Apartment Calculator

  1. 1Enter dorm and meal plan costs.
  2. 2Enter rent, bills, groceries and commuting.
  3. 3Set how many months you would rent.

Frequently asked questions

Do dorms include summer?

Usually not — off-campus leases often run 12 months, which changes the maths.

What is often forgotten?

Furniture, deposit and internet setup in year one.