Working Capital Calculator
Liquidity, current ratio and quick ratio.
Enter your values
Enter the current assets in $.
Enter the inventory in $.
Enter the current liabilities in $.
Results update instantly as you type — no submit needed. Your values are remembered on this device, and the shareable link reopens the calculator with exactly these numbers.
- Working capital
- $140,000.00
- Current ratio
- 1.78
- Quick ratio
- 1.25
- Health
- Positive liquidity
Quick answer
Working capital is current assets minus current liabilities and shows short-term liquidity.
Working capital = current assets − current liabilities
At a glance
| What it does | Liquidity, current ratio and quick ratio. |
|---|---|
| Category | Business |
| Inputs needed | Current assets, Inventory, Current liabilities |
| Main output | Working capital |
| Formula | Working capital = current assets − current liabilities |
| Cost | Free — no sign-up, no download |
How to use the Working Capital Calculator
- 1Enter current assets from the balance sheet.
- 2Split out inventory for the quick ratio.
- 3Enter current liabilities.
Inputs explained
- Current assets($)
- Enter the current assets in $.
- Inventory($)
- Enter the inventory in $.
- Current liabilities($)
- Enter the current liabilities in $.
Worked example
Using the values the calculator loads with:
Inputs
- Current assets320000 $
- Inventory95000 $
- Current liabilities180000 $
Results
- Working capital$140,000.00
- Current ratio1.78
- Quick ratio1.25
- HealthPositive liquidity
Frequently asked questions
What current ratio is healthy?
Between 1.5 and 3 for most businesses.
Why exclude inventory?
Stock can be slow to convert to cash in a crunch.
What do I need to enter into the Working Capital Calculator?
Just 3 values: current assets, inventory, current liabilities. Every field starts with a realistic example, so you can change one number at a time and watch the result update instantly.
How does the Working Capital Calculator work out the answer?
Working capital is current assets minus current liabilities and shows short-term liquidity. It applies the formula Working capital = current assets − current liabilities and shows the working so you can check each step by hand.
Is the Working Capital Calculator free, and do I need an account?
It is completely free with no sign-up, no download and no usage limit. Everything is calculated in your browser, so the numbers you type never leave your device.
Results are estimates for general information. For medical, legal, structural or financial decisions, confirm with a qualified professional.