Fix and Flip Profit Calculator
Profit after rehab, holding and selling costs.
Enter your values
Enter the purchase price in $.
Enter the rehab cost in $.
Enter the resale price (arv) in $.
Enter the months held you are working with.
Enter the monthly holding costs in $.
Enter the loan amount in $.
Enter the loan rate in %.
Enter the selling costs in % of price.
Results update instantly as you type — no submit needed. Your values are remembered on this device, and the shareable link reopens the calculator with exactly these numbers.
- Net profit
- $28,950.00
- Return on cost
- 9.3%
- Annualised return
- 18.6%
- Maximum offer by the 70% rule
- $180,000.00
- Financing interest
- $12,650.00
- Holding costs
- $6,600.00
- Selling costs
- $23,800.00
- Break-even resale price
- $311,050.00
Quick answer
Flip profit = resale price − purchase − rehab − holding − financing − selling costs. The 70% rule caps the offer at 70% of ARV minus rehab.
Profit = ARV − purchase − rehab − holding − selling
At a glance
| What it does | Profit after rehab, holding and selling costs. |
|---|---|
| Category | Business |
| Inputs needed | Purchase price, Rehab cost, Resale price (ARV), Months held, Monthly holding costs, Loan amount, Loan rate, Selling costs |
| Main output | Net profit |
| Formula | Profit = ARV − purchase − rehab − holding − selling |
| Cost | Free — no sign-up, no download |
How to use the Fix and Flip Profit Calculator
- 1Enter the purchase price and a rehab budget with a contingency.
- 2Set a resale price supported by recent comparable sales.
- 3Add holding months, loan terms and selling costs.
Inputs explained
- Purchase price($)
- Enter the purchase price in $.
- Rehab cost($)
- Enter the rehab cost in $.
- Resale price (ARV)($)
- Enter the resale price (arv) in $.
- Months held
- Enter the months held you are working with.
- Monthly holding costs($)
- Enter the monthly holding costs in $.
- Loan amount($)
- Enter the loan amount in $.
- Loan rate(%)
- Enter the loan rate in %.
- Selling costs(% of price)
- Enter the selling costs in % of price.
Worked example
Using the values the calculator loads with:
Inputs
- Purchase price210000 $
- Rehab cost58000 $
- Resale price (ARV)340000 $
- Months held6
- Monthly holding costs1100 $
- Loan amount230000 $
- Loan rate11 %
- Selling costs7 % of price
Results
- Net profit$28,950.00
- Return on cost9.3%
- Annualised return18.6%
- Maximum offer by the 70% rule$180,000.00
- Financing interest$12,650.00
- Holding costs$6,600.00
- Selling costs$23,800.00
- Break-even resale price$311,050.00
Frequently asked questions
What is the 70% rule?
A screening shortcut: never pay more than 70% of the after-repair value minus rehab costs. It builds in profit and a margin for surprises.
What is the most common mistake?
Underestimating rehab and the timeline. Add 15–20% contingency to the budget and two extra months to the schedule before you commit.
What do I need to enter into the Fix and Flip Profit Calculator?
Just 8 values: purchase price, rehab cost, resale price (arv), months held, monthly holding costs, loan amount, loan rate, selling costs. Every field starts with a realistic example, so you can change one number at a time and watch the result update instantly.
How does the Fix and Flip Profit Calculator work out the answer?
Flip profit = resale price − purchase − rehab − holding − financing − selling costs. The 70% rule caps the offer at 70% of ARV minus rehab. It applies the formula Profit = ARV − purchase − rehab − holding − selling and shows the working so you can check each step by hand.
Is the Fix and Flip Profit Calculator free, and do I need an account?
It is completely free with no sign-up, no download and no usage limit. Everything is calculated in your browser, so the numbers you type never leave your device.
Results are estimates for general information. For medical, legal, structural or financial decisions, confirm with a qualified professional.