Business

Cash Flow Forecast Calculator

Closing balance over the next months.

Enter your values

Results update instantly as you type — no submit needed.

Results
Closing balance
$63,680.34
Lowest balance
$51,405.00
Net change
$3,680.34
Cash negative?
No
MonthInOutBalance
Month 1$42,000.00$47,000.00$55,000.00
Month 2$44,100.00$47,000.00$52,100.00
Month 3$46,305.00$47,000.00$51,405.00
Month 4$48,620.25$47,000.00$53,025.25
Month 5$51,051.26$47,000.00$57,076.51
Month 6$53,603.83$47,000.00$63,680.34

Quick answer

Cash flow forecasting projects the closing balance each month from expected inflows and outflows.

Closing = opening + inflow − outflow

How to use the Cash Flow Forecast Calculator

  1. 1Enter your opening cash balance.
  2. 2Enter typical monthly inflow and outflow.
  3. 3Set the projection window and growth.

Frequently asked questions

Why watch the lowest point?

You need financing before the trough, not at the end of the year.

Should VAT be included?

Yes — treat it as an outflow in the month you pay it.