Shopify Fee Calculator

This calculator rolls every recurring Shopify cost into three numbers you can compare with other platforms: total monthly cost, cost per order and the effective fee rate as a percentage of revenue. It is for store owners choosing a plan, checking whether upgrading pays off, or pricing products so fees do not eat the margin.

The fixed part (plan and apps) is spread across your orders, so it shrinks per order as volume grows, while the processing part scales with revenue. That is why small stores often pay 5% or more of sales in total fees and larger stores pay closer to the card rate alone.

Shopify sets plan prices and card rates by country and plan, and changes them from time to time. Take the current figures from Shopify's pricing page and your admin's billing settings. The calculator does not include domain, theme, shipping label, chargeback or currency-conversion costs. To see what is left after product and shipping costs, continue with the ecommerce profit calculator.

The structure matches Shopify's published pricing: a subscription, a per-transaction card fee of a percentage plus a fixed amount, and an additional transaction fee on orders paid through external gateways. When you use an external gateway, that provider's own processing fee still applies — enter it as the card rate and put Shopify's extra fee in the third-party field.

Higher plans cost more each month but come with a lower card rate (and a lower third-party fee if you use an outside gateway). Upgrading saves money once the processing saving beats the extra subscription:

break-even monthly revenue = extra plan cost ÷ rate saving

If the next plan costs $66 a month more and cuts the card rate by 0.3 percentage points, you need $66 ÷ 0.003 = $22,000 of monthly card sales before it pays off. Run this calculator twice — once for each plan's price and rate — to check with your own order count and order value.

• International and currency conversion: cards issued abroad and orders in another currency usually carry extra percentage fees.
• Chargebacks: a flat fee per dispute, plus the lost sale if you lose it.
• In-person sales: Shopify POS has its own card rates, typically lower than online rates, and POS Pro is a separate subscription.
• Shipping labels, domains, paid themes and email marketing beyond the free allowance.
• Sales tax: collected from customers and passed to the state, so it is not a fee but does inflate the order total that card fees are charged on. The sales tax calculator shows how much it adds.

Shopify's effective rate of roughly 3–6% looks low beside marketplaces, where commissions often run 10–15% of the sale, but the comparison is not like for like. On your own store you pay for traffic through ads and email, while a marketplace supplies buyers and charges for it in the commission. Put the same product through the Etsy fee calculator or Amazon FBA fee calculator, then add your expected advertising cost per order to the Shopify figure before deciding.